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BankHealth

FIRST NB OF ARENZVILLE

ARENZVILLE, ILLINOIS · FDIC Cert #3599

A
Health Score
80/100
$137M
Total Assets
$126M
Total Deposits
10.18%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST NB OF ARENZVILLE holds a Tier 1 capital ratio of 10.18%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF ARENZVILLE has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
25.76%
Liquidity Ratio
Strong — can meet withdrawal demands
1.42%
Return on Assets
Profitable — earning well on assets
$126M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST NB OF ARENZVILLE shows strong financial health indicators. With $137M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST NB OF ARENZVILLE has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 10.18%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST NB OF ARENZVILLE holds $137M in total assets and $126M in total deposits. It is located in ARENZVILLE, ILLINOIS (FDIC Certificate #3599).

FIRST NB OF ARENZVILLE has a Tier 1 capital ratio of 10.18%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.42%.

Yes. FIRST NB OF ARENZVILLE is FDIC-insured (Certificate #3599). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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