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BankHealth

FIRST NB IN TAYLORVILLE

TAYLORVILLE, ILLINOIS · FDIC Cert #17572

C
Health Score
59/100
$194M
Total Assets
$165M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, FIRST NB IN TAYLORVILLE holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NB IN TAYLORVILLE to additional regulatory scrutiny.

Key Financial Metrics

0.25%
Nonperforming Loans
Low — healthy loan portfolio
59.37%
Liquidity Ratio
Strong — can meet withdrawal demands
0.95%
Return on Assets
Low profitability
$165M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST NB IN TAYLORVILLE shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST NB IN TAYLORVILLE has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST NB IN TAYLORVILLE holds $194M in total assets and $165M in total deposits. It is located in TAYLORVILLE, ILLINOIS (FDIC Certificate #17572).

FIRST NB IN TAYLORVILLE has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.25%, and the return on assets is 0.95%.

Yes. FIRST NB IN TAYLORVILLE is FDIC-insured (Certificate #17572). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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