FIRST NATIONAL BANK OF LACON
LACON, ILLINOIS · FDIC Cert #3688
Capital & Safety Analysis
According to FDIC financial data, FIRST NATIONAL BANK OF LACON holds a Tier 1 capital ratio of 11.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NATIONAL BANK OF LACON has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NATIONAL BANK OF LACON shows strong financial health indicators. With $101M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NATIONAL BANK OF LACON has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 11.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NATIONAL BANK OF LACON holds $101M in total assets and $93M in total deposits. It is located in LACON, ILLINOIS (FDIC Certificate #3688).
FIRST NATIONAL BANK OF LACON has a Tier 1 capital ratio of 11.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.62%, and the return on assets is 0.97%.
Yes. FIRST NATIONAL BANK OF LACON is FDIC-insured (Certificate #3688). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.