FIRST NATIONAL BANK OF CARMI
CARMI, ILLINOIS · FDIC Cert #3777
Capital & Safety Analysis
According to FDIC financial data, FIRST NATIONAL BANK OF CARMI holds a Tier 1 capital ratio of 12.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NATIONAL BANK OF CARMI has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NATIONAL BANK OF CARMI shows strong financial health indicators. With $600M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NATIONAL BANK OF CARMI has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 12.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NATIONAL BANK OF CARMI holds $600M in total assets and $527M in total deposits. It is located in CARMI, ILLINOIS (FDIC Certificate #3777).
FIRST NATIONAL BANK OF CARMI has a Tier 1 capital ratio of 12.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 1.57%.
Yes. FIRST NATIONAL BANK OF CARMI is FDIC-insured (Certificate #3777). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.