FIRST FSB OF MASCOUTAH
MASCOUTAH, ILLINOIS · FDIC Cert #30969
Capital & Safety Analysis
According to FDIC financial data, FIRST FSB OF MASCOUTAH holds a Tier 1 capital ratio of 16.39%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FSB OF MASCOUTAH has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST FSB OF MASCOUTAH shows strong financial health indicators. With $178M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FSB OF MASCOUTAH has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 16.39%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FSB OF MASCOUTAH holds $178M in total assets and $161M in total deposits. It is located in MASCOUTAH, ILLINOIS (FDIC Certificate #30969).
FIRST FSB OF MASCOUTAH has a Tier 1 capital ratio of 16.39%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.63%, and the return on assets is 0.65%.
Yes. FIRST FSB OF MASCOUTAH is FDIC-insured (Certificate #30969). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.