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BankHealth

FIRST FEDERAL CMTY BANK NA

DOVER, OHIO · FDIC Cert #29787

A
Health Score
81/100
$786M
Total Assets
$712M
Total Deposits
12.42%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST FEDERAL CMTY BANK NA holds a Tier 1 capital ratio of 12.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FEDERAL CMTY BANK NA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.12%
Nonperforming Loans
Low — healthy loan portfolio
19.08%
Liquidity Ratio
Adequate liquidity
1.80%
Return on Assets
Profitable — earning well on assets
$712M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST FEDERAL CMTY BANK NA shows strong financial health indicators. With $786M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST FEDERAL CMTY BANK NA has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 12.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST FEDERAL CMTY BANK NA holds $786M in total assets and $712M in total deposits. It is located in DOVER, OHIO (FDIC Certificate #29787).

FIRST FEDERAL CMTY BANK NA has a Tier 1 capital ratio of 12.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.12%, and the return on assets is 1.80%.

Yes. FIRST FEDERAL CMTY BANK NA is FDIC-insured (Certificate #29787). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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