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BankHealth

FIRST FED CMTY BK OF BUCYRUS

BUCYRUS, OHIO · FDIC Cert #29705

C
Health Score
57/100
$312M
Total Assets
$237M
Total Deposits
10.10%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST FED CMTY BK OF BUCYRUS holds a Tier 1 capital ratio of 10.10%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FED CMTY BK OF BUCYRUS has a strong buffer to absorb potential losses.

Key Financial Metrics

0.64%
Nonperforming Loans
Low — healthy loan portfolio
10.02%
Liquidity Ratio
Adequate liquidity
0.61%
Return on Assets
Low profitability
$237M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST FED CMTY BK OF BUCYRUS shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST FED CMTY BK OF BUCYRUS has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 10.10%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST FED CMTY BK OF BUCYRUS holds $312M in total assets and $237M in total deposits. It is located in BUCYRUS, OHIO (FDIC Certificate #29705).

FIRST FED CMTY BK OF BUCYRUS has a Tier 1 capital ratio of 10.10%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.64%, and the return on assets is 0.61%.

Yes. FIRST FED CMTY BK OF BUCYRUS is FDIC-insured (Certificate #29705). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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