FIRST CITIZENS NB UPPER SAND
UPPER SANDUSKY, OHIO · FDIC Cert #14355
Capital & Safety Analysis
According to FDIC financial data, FIRST CITIZENS NB UPPER SAND holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST CITIZENS NB UPPER SAND to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST CITIZENS NB UPPER SAND shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST CITIZENS NB UPPER SAND has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST CITIZENS NB UPPER SAND holds $371M in total assets and $307M in total deposits. It is located in UPPER SANDUSKY, OHIO (FDIC Certificate #14355).
FIRST CITIZENS NB UPPER SAND has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 0.50%.
Yes. FIRST CITIZENS NB UPPER SAND is FDIC-insured (Certificate #14355). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.