FIRST CENTRAL BANK MCCOOK
MCCOOK, NEBRASKA · FDIC Cert #34995
Capital & Safety Analysis
According to FDIC financial data, FIRST CENTRAL BANK MCCOOK holds a Tier 1 capital ratio of 12.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST CENTRAL BANK MCCOOK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST CENTRAL BANK MCCOOK shows some financial weakness with a Health Score of 43/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST CENTRAL BANK MCCOOK has a Bank Health Score of D (43/100). It holds a Tier 1 capital ratio of 12.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST CENTRAL BANK MCCOOK holds $124M in total assets and $104M in total deposits. It is located in MCCOOK, NEBRASKA (FDIC Certificate #34995).
FIRST CENTRAL BANK MCCOOK has a Tier 1 capital ratio of 12.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 7.28%, and the return on assets is 0.28%.
Yes. FIRST CENTRAL BANK MCCOOK is FDIC-insured (Certificate #34995). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.