FIRST CENTRAL BANK
CAMBRIDGE, NEBRASKA · FDIC Cert #10637
Capital & Safety Analysis
According to FDIC financial data, FIRST CENTRAL BANK holds a Tier 1 capital ratio of 12.06%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST CENTRAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST CENTRAL BANK shows some financial weakness with a Health Score of 46/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST CENTRAL BANK has a Bank Health Score of D (46/100). It holds a Tier 1 capital ratio of 12.06%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST CENTRAL BANK holds $132M in total assets and $113M in total deposits. It is located in CAMBRIDGE, NEBRASKA (FDIC Certificate #10637).
FIRST CENTRAL BANK has a Tier 1 capital ratio of 12.06%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 6.45%, and the return on assets is 2.63%.
Yes. FIRST CENTRAL BANK is FDIC-insured (Certificate #10637). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.