FIRST CAPITAL BANK
QUANAH, TEXAS · FDIC Cert #3399
Capital & Safety Analysis
According to FDIC financial data, FIRST CAPITAL BANK holds a Tier 1 capital ratio of 11.73%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST CAPITAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST CAPITAL BANK shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST CAPITAL BANK has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 11.73%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST CAPITAL BANK holds $98M in total assets and $89M in total deposits. It is located in QUANAH, TEXAS (FDIC Certificate #3399).
FIRST CAPITAL BANK has a Tier 1 capital ratio of 11.73%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.31%, and the return on assets is 1.21%.
Yes. FIRST CAPITAL BANK is FDIC-insured (Certificate #3399). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.