FIRST BANK OF UTICA
UTICA, NEBRASKA · FDIC Cert #14281
Capital & Safety Analysis
According to FDIC financial data, FIRST BANK OF UTICA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST BANK OF UTICA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST BANK OF UTICA shows average financial health. While not alarming, its Health Score of 50/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BANK OF UTICA has a Bank Health Score of C (50/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BANK OF UTICA holds $76M in total assets and $61M in total deposits. It is located in UTICA, NEBRASKA (FDIC Certificate #14281).
FIRST BANK OF UTICA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.80%, and the return on assets is 1.50%.
Yes. FIRST BANK OF UTICA is FDIC-insured (Certificate #14281). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.