FIRST BANK OF THE LAKE
OSAGE BEACH, MISSOURI · FDIC Cert #26960
Capital & Safety Analysis
According to FDIC financial data, FIRST BANK OF THE LAKE holds a Tier 1 capital ratio of 15.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST BANK OF THE LAKE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST BANK OF THE LAKE shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST BANK OF THE LAKE has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 15.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST BANK OF THE LAKE holds $1.3B in total assets and $1.2B in total deposits. It is located in OSAGE BEACH, MISSOURI (FDIC Certificate #26960).
FIRST BANK OF THE LAKE has a Tier 1 capital ratio of 15.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.75%, and the return on assets is 1.35%.
Yes. FIRST BANK OF THE LAKE is FDIC-insured (Certificate #26960). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.