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BankHealth

FIRST BANK OF MANHATTAN

MANHATTAN, ILLINOIS · FDIC Cert #3702

A
Health Score
93/100
$253M
Total Assets
$234M
Total Deposits
17.49%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST BANK OF MANHATTAN holds a Tier 1 capital ratio of 17.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST BANK OF MANHATTAN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.05%
Nonperforming Loans
Low — healthy loan portfolio
41.74%
Liquidity Ratio
Strong — can meet withdrawal demands
0.43%
Return on Assets
Low profitability
$234M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST BANK OF MANHATTAN shows strong financial health indicators. With $253M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST BANK OF MANHATTAN has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 17.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST BANK OF MANHATTAN holds $253M in total assets and $234M in total deposits. It is located in MANHATTAN, ILLINOIS (FDIC Certificate #3702).

FIRST BANK OF MANHATTAN has a Tier 1 capital ratio of 17.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 0.43%.

Yes. FIRST BANK OF MANHATTAN is FDIC-insured (Certificate #3702). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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