FIRST B&T CO OF ILLINOIS
PALATINE, ILLINOIS · FDIC Cert #18641
Capital & Safety Analysis
According to FDIC financial data, FIRST B&T CO OF ILLINOIS holds a Tier 1 capital ratio of 21.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST B&T CO OF ILLINOIS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST B&T CO OF ILLINOIS shows strong financial health indicators. With $215M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST B&T CO OF ILLINOIS has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 21.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST B&T CO OF ILLINOIS holds $215M in total assets and $178M in total deposits. It is located in PALATINE, ILLINOIS (FDIC Certificate #18641).
FIRST B&T CO OF ILLINOIS has a Tier 1 capital ratio of 21.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 4.42%, and the return on assets is 3.76%.
Yes. FIRST B&T CO OF ILLINOIS is FDIC-insured (Certificate #18641). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.