FEDERATED BANK
ONARGA, ILLINOIS · FDIC Cert #10464
Capital & Safety Analysis
According to FDIC financial data, FEDERATED BANK holds a Tier 1 capital ratio of 16.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FEDERATED BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FEDERATED BANK shows strong financial health indicators. With $117M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FEDERATED BANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 16.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FEDERATED BANK holds $117M in total assets and $98M in total deposits. It is located in ONARGA, ILLINOIS (FDIC Certificate #10464).
FEDERATED BANK has a Tier 1 capital ratio of 16.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.38%, and the return on assets is 0.72%.
Yes. FEDERATED BANK is FDIC-insured (Certificate #10464). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.