FARMERS STB OF WESTERN IL
ALPHA, ILLINOIS · FDIC Cert #11680
Capital & Safety Analysis
According to FDIC financial data, FARMERS STB OF WESTERN IL holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FARMERS STB OF WESTERN IL to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FARMERS STB OF WESTERN IL shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS STB OF WESTERN IL has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS STB OF WESTERN IL holds $158M in total assets and $139M in total deposits. It is located in ALPHA, ILLINOIS (FDIC Certificate #11680).
FARMERS STB OF WESTERN IL has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.47%, and the return on assets is 0.81%.
Yes. FARMERS STB OF WESTERN IL is FDIC-insured (Certificate #11680). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.