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BankHealth

FARMERS STB OF WAUPACA

WAUPACA, WISCONSIN · FDIC Cert #13033

C
Health Score
62/100
$245M
Total Assets
$213M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, FARMERS STB OF WAUPACA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FARMERS STB OF WAUPACA to additional regulatory scrutiny.

Key Financial Metrics

0.18%
Nonperforming Loans
Low — healthy loan portfolio
30.65%
Liquidity Ratio
Strong — can meet withdrawal demands
1.41%
Return on Assets
Profitable — earning well on assets
$213M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FARMERS STB OF WAUPACA shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FARMERS STB OF WAUPACA has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FARMERS STB OF WAUPACA holds $245M in total assets and $213M in total deposits. It is located in WAUPACA, WISCONSIN (FDIC Certificate #13033).

FARMERS STB OF WAUPACA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 1.41%.

Yes. FARMERS STB OF WAUPACA is FDIC-insured (Certificate #13033). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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