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BankHealth

FARMERS STB OF ALTO PASS ILL

ALTO PASS, ILLINOIS · FDIC Cert #11299

C
Health Score
62/100
$348M
Total Assets
$316M
Total Deposits
10.83%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FARMERS STB OF ALTO PASS ILL holds a Tier 1 capital ratio of 10.83%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS STB OF ALTO PASS ILL has a strong buffer to absorb potential losses.

Key Financial Metrics

0.98%
Nonperforming Loans
Low — healthy loan portfolio
10.01%
Liquidity Ratio
Adequate liquidity
1.70%
Return on Assets
Profitable — earning well on assets
$316M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FARMERS STB OF ALTO PASS ILL shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FARMERS STB OF ALTO PASS ILL has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 10.83%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FARMERS STB OF ALTO PASS ILL holds $348M in total assets and $316M in total deposits. It is located in ALTO PASS, ILLINOIS (FDIC Certificate #11299).

FARMERS STB OF ALTO PASS ILL has a Tier 1 capital ratio of 10.83%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.98%, and the return on assets is 1.70%.

Yes. FARMERS STB OF ALTO PASS ILL is FDIC-insured (Certificate #11299). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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