FARMERS STATE BANK
PITTSFIELD, ILLINOIS · FDIC Cert #11307
Capital & Safety Analysis
According to FDIC financial data, FARMERS STATE BANK holds a Tier 1 capital ratio of 18.40%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS STATE BANK shows strong financial health indicators. With $317M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS STATE BANK has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 18.40%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS STATE BANK holds $317M in total assets and $270M in total deposits. It is located in PITTSFIELD, ILLINOIS (FDIC Certificate #11307).
FARMERS STATE BANK has a Tier 1 capital ratio of 18.40%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 1.96%.
Yes. FARMERS STATE BANK is FDIC-insured (Certificate #11307). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.