Skip to main content
BankHealth

FARMERS&MERCHANTS NB NASHVIL

NASHVILLE, ILLINOIS · FDIC Cert #3821

A
Health Score
96/100
$265M
Total Assets
$227M
Total Deposits
15.84%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FARMERS&MERCHANTS NB NASHVIL holds a Tier 1 capital ratio of 15.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS&MERCHANTS NB NASHVIL has a strong buffer to absorb potential losses.

Key Financial Metrics

0.08%
Nonperforming Loans
Low — healthy loan portfolio
33.13%
Liquidity Ratio
Strong — can meet withdrawal demands
1.11%
Return on Assets
Profitable — earning well on assets
$227M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FARMERS&MERCHANTS NB NASHVIL shows strong financial health indicators. With $265M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FARMERS&MERCHANTS NB NASHVIL has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 15.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FARMERS&MERCHANTS NB NASHVIL holds $265M in total assets and $227M in total deposits. It is located in NASHVILLE, ILLINOIS (FDIC Certificate #3821).

FARMERS&MERCHANTS NB NASHVIL has a Tier 1 capital ratio of 15.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 1.11%.

Yes. FARMERS&MERCHANTS NB NASHVIL is FDIC-insured (Certificate #3821). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: