FARMERS&MERCHANTS BANK&TRUST
MARINETTE, WISCONSIN · FDIC Cert #10382
Capital & Safety Analysis
According to FDIC financial data, FARMERS&MERCHANTS BANK&TRUST holds a Tier 1 capital ratio of 15.81%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS&MERCHANTS BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS&MERCHANTS BANK&TRUST shows strong financial health indicators. With $164M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS&MERCHANTS BANK&TRUST has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 15.81%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS&MERCHANTS BANK&TRUST holds $164M in total assets and $137M in total deposits. It is located in MARINETTE, WISCONSIN (FDIC Certificate #10382).
FARMERS&MERCHANTS BANK&TRUST has a Tier 1 capital ratio of 15.81%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.39%, and the return on assets is 0.60%.
Yes. FARMERS&MERCHANTS BANK&TRUST is FDIC-insured (Certificate #10382). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.