FARMERS&MERCHANTS BANK OF ND
TOLNA, NORTH DAKOTA · FDIC Cert #8640
Capital & Safety Analysis
According to FDIC financial data, FARMERS&MERCHANTS BANK OF ND holds a Tier 1 capital ratio of 17.11%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMERS&MERCHANTS BANK OF ND has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FARMERS&MERCHANTS BANK OF ND shows strong financial health indicators. With $111M in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS&MERCHANTS BANK OF ND has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 17.11%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS&MERCHANTS BANK OF ND holds $111M in total assets and $101M in total deposits. It is located in TOLNA, NORTH DAKOTA (FDIC Certificate #8640).
FARMERS&MERCHANTS BANK OF ND has a Tier 1 capital ratio of 17.11%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.34%, and the return on assets is 0.82%.
Yes. FARMERS&MERCHANTS BANK OF ND is FDIC-insured (Certificate #8640). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.