FARMERS BANK&SAVINGS CO
POMEROY, OHIO · FDIC Cert #769
Capital & Safety Analysis
According to FDIC financial data, FARMERS BANK&SAVINGS CO holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FARMERS BANK&SAVINGS CO to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FARMERS BANK&SAVINGS CO shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FARMERS BANK&SAVINGS CO has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FARMERS BANK&SAVINGS CO holds $442M in total assets and $404M in total deposits. It is located in POMEROY, OHIO (FDIC Certificate #769).
FARMERS BANK&SAVINGS CO has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.28%, and the return on assets is 0.61%.
Yes. FARMERS BANK&SAVINGS CO is FDIC-insured (Certificate #769). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.