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BankHealth

FARMBANK

GREEN CITY, MISSOURI · FDIC Cert #16103

B
Health Score
77/100
$78M
Total Assets
$72M
Total Deposits
11.44%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FARMBANK holds a Tier 1 capital ratio of 11.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FARMBANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.78%
Nonperforming Loans
Low — healthy loan portfolio
32.61%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.26%
Return on Assets
Negative — losing money
$72M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FARMBANK shows strong financial health indicators. With $78M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FARMBANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 11.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FARMBANK holds $78M in total assets and $72M in total deposits. It is located in GREEN CITY, MISSOURI (FDIC Certificate #16103).

FARMBANK has a Tier 1 capital ratio of 11.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.78%, and the return on assets is -0.26%.

Yes. FARMBANK is FDIC-insured (Certificate #16103). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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