EXCHANGE B&T NATCHITOCHES LA
NATCHITOCHES, LOUISIANA · FDIC Cert #10528
Capital & Safety Analysis
According to FDIC financial data, EXCHANGE B&T NATCHITOCHES LA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject EXCHANGE B&T NATCHITOCHES LA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
EXCHANGE B&T NATCHITOCHES LA shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EXCHANGE B&T NATCHITOCHES LA has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EXCHANGE B&T NATCHITOCHES LA holds $186M in total assets and $169M in total deposits. It is located in NATCHITOCHES, LOUISIANA (FDIC Certificate #10528).
EXCHANGE B&T NATCHITOCHES LA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.55%, and the return on assets is 2.37%.
Yes. EXCHANGE B&T NATCHITOCHES LA is FDIC-insured (Certificate #10528). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.