EVANS BANK NATIONAL ASSN
ANGOLA, NEW YORK · FDIC Cert #6947
Capital & Safety Analysis
According to FDIC financial data, EVANS BANK NATIONAL ASSN holds a Tier 1 capital ratio of 14.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EVANS BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EVANS BANK NATIONAL ASSN shows strong financial health indicators. With $2.3B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EVANS BANK NATIONAL ASSN has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 14.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EVANS BANK NATIONAL ASSN holds $2.3B in total assets and $1.9B in total deposits. It is located in ANGOLA, NEW YORK (FDIC Certificate #6947).
EVANS BANK NATIONAL ASSN has a Tier 1 capital ratio of 14.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.42%, and the return on assets is 0.74%.
Yes. EVANS BANK NATIONAL ASSN is FDIC-insured (Certificate #6947). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.