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BankHealth

EUREKA HOMESTEAD

METAIRIE, LOUISIANA · FDIC Cert #29268

B
Health Score
71/100
$103M
Total Assets
$66M
Total Deposits
37.09%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, EUREKA HOMESTEAD holds a Tier 1 capital ratio of 37.09%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EUREKA HOMESTEAD has a strong buffer to absorb potential losses.

Key Financial Metrics

0.29%
Nonperforming Loans
Low — healthy loan portfolio
10.00%
Liquidity Ratio
Adequate liquidity
0.22%
Return on Assets
Low profitability
$66M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

EUREKA HOMESTEAD shows strong financial health indicators. With $103M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

EUREKA HOMESTEAD has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 37.09%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

EUREKA HOMESTEAD holds $103M in total assets and $66M in total deposits. It is located in METAIRIE, LOUISIANA (FDIC Certificate #29268).

EUREKA HOMESTEAD has a Tier 1 capital ratio of 37.09%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 0.22%.

Yes. EUREKA HOMESTEAD is FDIC-insured (Certificate #29268). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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