ERGO BANK
MARKESAN, WISCONSIN · FDIC Cert #10004
Capital & Safety Analysis
According to FDIC financial data, ERGO BANK holds a Tier 1 capital ratio of 10.07%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ERGO BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ERGO BANK shows average financial health. While not alarming, its Health Score of 54/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ERGO BANK has a Bank Health Score of C (54/100). It holds a Tier 1 capital ratio of 10.07%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ERGO BANK holds $233M in total assets and $188M in total deposits. It is located in MARKESAN, WISCONSIN (FDIC Certificate #10004).
ERGO BANK has a Tier 1 capital ratio of 10.07%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.66%, and the return on assets is 0.79%.
Yes. ERGO BANK is FDIC-insured (Certificate #10004). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.