EQUITABLE SAVINGS&LOAN ASSN
STERLING, COLORADO · FDIC Cert #30707
Capital & Safety Analysis
According to FDIC financial data, EQUITABLE SAVINGS&LOAN ASSN holds a Tier 1 capital ratio of 29.01%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EQUITABLE SAVINGS&LOAN ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EQUITABLE SAVINGS&LOAN ASSN shows strong financial health indicators. With $156M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EQUITABLE SAVINGS&LOAN ASSN has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 29.01%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EQUITABLE SAVINGS&LOAN ASSN holds $156M in total assets and $125M in total deposits. It is located in STERLING, COLORADO (FDIC Certificate #30707).
EQUITABLE SAVINGS&LOAN ASSN has a Tier 1 capital ratio of 29.01%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.19%.
Yes. EQUITABLE SAVINGS&LOAN ASSN is FDIC-insured (Certificate #30707). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.