EQUITABLE BANK
GRAND ISLAND, NEBRASKA · FDIC Cert #31485
Capital & Safety Analysis
According to FDIC financial data, EQUITABLE BANK holds a Tier 1 capital ratio of 11.25%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EQUITABLE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EQUITABLE BANK shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EQUITABLE BANK has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 11.25%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EQUITABLE BANK holds $511M in total assets and $450M in total deposits. It is located in GRAND ISLAND, NEBRASKA (FDIC Certificate #31485).
EQUITABLE BANK has a Tier 1 capital ratio of 11.25%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.48%, and the return on assets is 0.76%.
Yes. EQUITABLE BANK is FDIC-insured (Certificate #31485). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.