ENTERPRISE BANK&TRUST
CLAYTON, MISSOURI · FDIC Cert #27237
Capital & Safety Analysis
According to FDIC financial data, ENTERPRISE BANK&TRUST holds a Tier 1 capital ratio of 12.39%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ENTERPRISE BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ENTERPRISE BANK&TRUST shows strong financial health indicators. With $14.6B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ENTERPRISE BANK&TRUST has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 12.39%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ENTERPRISE BANK&TRUST holds $14.6B in total assets and $12.4B in total deposits. It is located in CLAYTON, MISSOURI (FDIC Certificate #27237).
ENTERPRISE BANK&TRUST has a Tier 1 capital ratio of 12.39%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.48%, and the return on assets is 1.58%.
Yes. ENTERPRISE BANK&TRUST is FDIC-insured (Certificate #27237). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.