DREAM FIRST BANK NA
SYRACUSE, KANSAS · FDIC Cert #4779
Capital & Safety Analysis
According to FDIC financial data, DREAM FIRST BANK NA holds a Tier 1 capital ratio of 12.07%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DREAM FIRST BANK NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
DREAM FIRST BANK NA shows strong financial health indicators. With $643M in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DREAM FIRST BANK NA has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 12.07%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DREAM FIRST BANK NA holds $643M in total assets and $580M in total deposits. It is located in SYRACUSE, KANSAS (FDIC Certificate #4779).
DREAM FIRST BANK NA has a Tier 1 capital ratio of 12.07%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.73%, and the return on assets is 1.62%.
Yes. DREAM FIRST BANK NA is FDIC-insured (Certificate #4779). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.