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BankHealth

DIME COMMUNITY BANK

HAUPPAUGE, NEW YORK · FDIC Cert #6976

B
Health Score
72/100
$13.5B
Total Assets
$11.1B
Total Deposits
13.36%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, DIME COMMUNITY BANK holds a Tier 1 capital ratio of 13.36%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DIME COMMUNITY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.37%
Nonperforming Loans
Low — healthy loan portfolio
13.43%
Liquidity Ratio
Adequate liquidity
0.83%
Return on Assets
Low profitability
$11.1B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

DIME COMMUNITY BANK shows strong financial health indicators. With $13.5B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

DIME COMMUNITY BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 13.36%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

DIME COMMUNITY BANK holds $13.5B in total assets and $11.1B in total deposits. It is located in HAUPPAUGE, NEW YORK (FDIC Certificate #6976).

DIME COMMUNITY BANK has a Tier 1 capital ratio of 13.36%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.37%, and the return on assets is 0.83%.

Yes. DIME COMMUNITY BANK is FDIC-insured (Certificate #6976). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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