DAVIS TRUST CO
ELKINS, WEST VIRGINIA · FDIC Cert #2453
Capital & Safety Analysis
According to FDIC financial data, DAVIS TRUST CO holds a Tier 1 capital ratio of 12.03%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DAVIS TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
DAVIS TRUST CO shows strong financial health indicators. With $238M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DAVIS TRUST CO has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 12.03%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DAVIS TRUST CO holds $238M in total assets and $178M in total deposits. It is located in ELKINS, WEST VIRGINIA (FDIC Certificate #2453).
DAVIS TRUST CO has a Tier 1 capital ratio of 12.03%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.58%, and the return on assets is 1.13%.
Yes. DAVIS TRUST CO is FDIC-insured (Certificate #2453). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.