DALLAS CAPITAL BANK NA
DALLAS, TEXAS · FDIC Cert #20727
Capital & Safety Analysis
According to FDIC financial data, DALLAS CAPITAL BANK NA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject DALLAS CAPITAL BANK NA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
DALLAS CAPITAL BANK NA shows some financial weakness with a Health Score of 48/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DALLAS CAPITAL BANK NA has a Bank Health Score of D (48/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DALLAS CAPITAL BANK NA holds $1.2B in total assets and $904M in total deposits. It is located in DALLAS, TEXAS (FDIC Certificate #20727).
DALLAS CAPITAL BANK NA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.59%.
Yes. DALLAS CAPITAL BANK NA is FDIC-insured (Certificate #20727). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.