DAKOTA WESTERN BANK
BOWMAN, NORTH DAKOTA · FDIC Cert #8637
Capital & Safety Analysis
According to FDIC financial data, DAKOTA WESTERN BANK holds a Tier 1 capital ratio of 13.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DAKOTA WESTERN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
DAKOTA WESTERN BANK shows strong financial health indicators. With $392M in assets and a Health Score of 80/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DAKOTA WESTERN BANK has a Bank Health Score of A (80/100). It holds a Tier 1 capital ratio of 13.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DAKOTA WESTERN BANK holds $392M in total assets and $343M in total deposits. It is located in BOWMAN, NORTH DAKOTA (FDIC Certificate #8637).
DAKOTA WESTERN BANK has a Tier 1 capital ratio of 13.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.04%, and the return on assets is 1.22%.
Yes. DAKOTA WESTERN BANK is FDIC-insured (Certificate #8637). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.