CURRENCY BANK
OAK GROVE, LOUISIANA · FDIC Cert #35019
Capital & Safety Analysis
According to FDIC financial data, CURRENCY BANK holds a Tier 1 capital ratio of 21.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CURRENCY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CURRENCY BANK shows strong financial health indicators. With $180M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CURRENCY BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 21.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CURRENCY BANK holds $180M in total assets and $146M in total deposits. It is located in OAK GROVE, LOUISIANA (FDIC Certificate #35019).
CURRENCY BANK has a Tier 1 capital ratio of 21.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 1.34%.
Yes. CURRENCY BANK is FDIC-insured (Certificate #35019). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.