CROSS KEYS BANK
SAINT JOSEPH, LOUISIANA · FDIC Cert #9322
Capital & Safety Analysis
According to FDIC financial data, CROSS KEYS BANK holds a Tier 1 capital ratio of 15.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CROSS KEYS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CROSS KEYS BANK shows strong financial health indicators. With $587M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CROSS KEYS BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 15.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CROSS KEYS BANK holds $587M in total assets and $495M in total deposits. It is located in SAINT JOSEPH, LOUISIANA (FDIC Certificate #9322).
CROSS KEYS BANK has a Tier 1 capital ratio of 15.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.37%, and the return on assets is 0.73%.
Yes. CROSS KEYS BANK is FDIC-insured (Certificate #9322). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.