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BankHealth

COUNTRY CLUB BANK

KANSAS CITY, MISSOURI · FDIC Cert #8888

C
Health Score
56/100
$2.2B
Total Assets
$1.7B
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, COUNTRY CLUB BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject COUNTRY CLUB BANK to additional regulatory scrutiny.

Key Financial Metrics

1.05%
Nonperforming Loans
Moderate — some loan stress
32.42%
Liquidity Ratio
Strong — can meet withdrawal demands
1.31%
Return on Assets
Profitable — earning well on assets
$1.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COUNTRY CLUB BANK shows average financial health. While not alarming, its Health Score of 56/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COUNTRY CLUB BANK has a Bank Health Score of C (56/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COUNTRY CLUB BANK holds $2.2B in total assets and $1.7B in total deposits. It is located in KANSAS CITY, MISSOURI (FDIC Certificate #8888).

COUNTRY CLUB BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 1.05%, and the return on assets is 1.31%.

Yes. COUNTRY CLUB BANK is FDIC-insured (Certificate #8888). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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