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BankHealth

COULEE BANK

LA CROSSE, WISCONSIN · FDIC Cert #18361

B
Health Score
68/100
$568M
Total Assets
$458M
Total Deposits
12.17%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COULEE BANK holds a Tier 1 capital ratio of 12.17%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COULEE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.29%
Nonperforming Loans
Low — healthy loan portfolio
15.41%
Liquidity Ratio
Adequate liquidity
-0.02%
Return on Assets
Negative — losing money
$458M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COULEE BANK shows strong financial health indicators. With $568M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COULEE BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 12.17%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COULEE BANK holds $568M in total assets and $458M in total deposits. It is located in LA CROSSE, WISCONSIN (FDIC Certificate #18361).

COULEE BANK has a Tier 1 capital ratio of 12.17%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is -0.02%.

Yes. COULEE BANK is FDIC-insured (Certificate #18361). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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