CORNERSTONE NB&T CO
PALATINE, ILLINOIS · FDIC Cert #57061
Capital & Safety Analysis
According to FDIC financial data, CORNERSTONE NB&T CO holds a Tier 1 capital ratio of 12.55%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CORNERSTONE NB&T CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CORNERSTONE NB&T CO shows strong financial health indicators. With $985M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CORNERSTONE NB&T CO has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 12.55%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CORNERSTONE NB&T CO holds $985M in total assets and $886M in total deposits. It is located in PALATINE, ILLINOIS (FDIC Certificate #57061).
CORNERSTONE NB&T CO has a Tier 1 capital ratio of 12.55%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 1.32%.
Yes. CORNERSTONE NB&T CO is FDIC-insured (Certificate #57061). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.