COMMUNITY STB OF ROCK FALLS
ROCK FALLS, ILLINOIS · FDIC Cert #21988
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY STB OF ROCK FALLS holds a Tier 1 capital ratio of 17.98%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY STB OF ROCK FALLS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY STB OF ROCK FALLS shows strong financial health indicators. With $325M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY STB OF ROCK FALLS has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 17.98%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY STB OF ROCK FALLS holds $325M in total assets and $294M in total deposits. It is located in ROCK FALLS, ILLINOIS (FDIC Certificate #21988).
COMMUNITY STB OF ROCK FALLS has a Tier 1 capital ratio of 17.98%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.10%, and the return on assets is 0.86%.
Yes. COMMUNITY STB OF ROCK FALLS is FDIC-insured (Certificate #21988). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.