COMMUNITY STB OF ORBISONIA
ORBISONIA, PENNSYLVANIA · FDIC Cert #16976
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY STB OF ORBISONIA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject COMMUNITY STB OF ORBISONIA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
COMMUNITY STB OF ORBISONIA shows some financial weakness with a Health Score of 44/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY STB OF ORBISONIA has a Bank Health Score of D (44/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY STB OF ORBISONIA holds $464M in total assets and $402M in total deposits. It is located in ORBISONIA, PENNSYLVANIA (FDIC Certificate #16976).
COMMUNITY STB OF ORBISONIA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.49%, and the return on assets is 0.61%.
Yes. COMMUNITY STB OF ORBISONIA is FDIC-insured (Certificate #16976). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.