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BankHealth

COMMUNITY BK OF WICHITA INC

WICHITA, KANSAS · FDIC Cert #35118

C
Health Score
64/100
$110M
Total Assets
$98M
Total Deposits
11.56%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COMMUNITY BK OF WICHITA INC holds a Tier 1 capital ratio of 11.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BK OF WICHITA INC has a strong buffer to absorb potential losses.

Key Financial Metrics

0.72%
Nonperforming Loans
Low — healthy loan portfolio
11.41%
Liquidity Ratio
Adequate liquidity
1.09%
Return on Assets
Profitable — earning well on assets
$98M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COMMUNITY BK OF WICHITA INC shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COMMUNITY BK OF WICHITA INC has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 11.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COMMUNITY BK OF WICHITA INC holds $110M in total assets and $98M in total deposits. It is located in WICHITA, KANSAS (FDIC Certificate #35118).

COMMUNITY BK OF WICHITA INC has a Tier 1 capital ratio of 11.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.72%, and the return on assets is 1.09%.

Yes. COMMUNITY BK OF WICHITA INC is FDIC-insured (Certificate #35118). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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