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BankHealth

COMMUNITY BANK OF TRENTON

TRENTON, ILLINOIS · FDIC Cert #18889

B
Health Score
67/100
$125M
Total Assets
$108M
Total Deposits
12.76%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COMMUNITY BANK OF TRENTON holds a Tier 1 capital ratio of 12.76%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BANK OF TRENTON has a strong buffer to absorb potential losses.

Key Financial Metrics

1.79%
Nonperforming Loans
Moderate — some loan stress
17.81%
Liquidity Ratio
Adequate liquidity
0.93%
Return on Assets
Low profitability
$108M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COMMUNITY BANK OF TRENTON shows strong financial health indicators. With $125M in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COMMUNITY BANK OF TRENTON has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 12.76%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COMMUNITY BANK OF TRENTON holds $125M in total assets and $108M in total deposits. It is located in TRENTON, ILLINOIS (FDIC Certificate #18889).

COMMUNITY BANK OF TRENTON has a Tier 1 capital ratio of 12.76%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.79%, and the return on assets is 0.93%.

Yes. COMMUNITY BANK OF TRENTON is FDIC-insured (Certificate #18889). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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