COMMUNITY BANK OF MISSOURI
RICHMOND, MISSOURI · FDIC Cert #57141
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY BANK OF MISSOURI holds a Tier 1 capital ratio of 18.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BANK OF MISSOURI has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY BANK OF MISSOURI shows strong financial health indicators. With $80M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY BANK OF MISSOURI has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 18.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY BANK OF MISSOURI holds $80M in total assets and $68M in total deposits. It is located in RICHMOND, MISSOURI (FDIC Certificate #57141).
COMMUNITY BANK OF MISSOURI has a Tier 1 capital ratio of 18.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.62%, and the return on assets is 2.38%.
Yes. COMMUNITY BANK OF MISSOURI is FDIC-insured (Certificate #57141). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.