COMMUNITY BANK OF MEMPHIS
MEMPHIS, MISSOURI · FDIC Cert #35094
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY BANK OF MEMPHIS holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject COMMUNITY BANK OF MEMPHIS to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
COMMUNITY BANK OF MEMPHIS shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY BANK OF MEMPHIS has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY BANK OF MEMPHIS holds $50M in total assets and $43M in total deposits. It is located in MEMPHIS, MISSOURI (FDIC Certificate #35094).
COMMUNITY BANK OF MEMPHIS has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.91%.
Yes. COMMUNITY BANK OF MEMPHIS is FDIC-insured (Certificate #35094). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.