COMMUNITY BANK OF ELMHURST
ELMHURST, ILLINOIS · FDIC Cert #33805
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY BANK OF ELMHURST holds a Tier 1 capital ratio of 17.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BANK OF ELMHURST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY BANK OF ELMHURST shows strong financial health indicators. With $174M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY BANK OF ELMHURST has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 17.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY BANK OF ELMHURST holds $174M in total assets and $152M in total deposits. It is located in ELMHURST, ILLINOIS (FDIC Certificate #33805).
COMMUNITY BANK OF ELMHURST has a Tier 1 capital ratio of 17.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.30%.
Yes. COMMUNITY BANK OF ELMHURST is FDIC-insured (Certificate #33805). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.