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BankHealth

COMMUNITY BANK DELAWARE

LEWES, DELAWARE · FDIC Cert #58311

C
Health Score
63/100
$370M
Total Assets
$292M
Total Deposits
11.78%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COMMUNITY BANK DELAWARE holds a Tier 1 capital ratio of 11.78%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BANK DELAWARE has a strong buffer to absorb potential losses.

Key Financial Metrics

0.01%
Nonperforming Loans
Low — healthy loan portfolio
7.90%
Liquidity Ratio
Low — potential liquidity stress
0.53%
Return on Assets
Low profitability
$292M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COMMUNITY BANK DELAWARE shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COMMUNITY BANK DELAWARE has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 11.78%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COMMUNITY BANK DELAWARE holds $370M in total assets and $292M in total deposits. It is located in LEWES, DELAWARE (FDIC Certificate #58311).

COMMUNITY BANK DELAWARE has a Tier 1 capital ratio of 11.78%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.53%.

Yes. COMMUNITY BANK DELAWARE is FDIC-insured (Certificate #58311). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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